Kotak Mahindra Bank
Kotak League Platinum
Credit Card
Earn up to 8 reward points on every Rs. 150 spent
8 reward points per Rs. 150 on travel, airlines & departmental stores
4 free PVR tickets every 6 months on Rs. 1,25,000 spend
Joining and annual fee waived on Rs. 50,000 yearly spend
Last Updated: May 2026 | Reviewed by: RupayCreditCards Editorial Team
Costs & Charges
Kotak League Platinum Credit Card Fees & Charges
Fee waiver: Both joining and annual fee are ₹499 each. Spend ₹50,000 in a year on retail purchases and both charges are waived. Add-on cards are free.
| Fee Type | Amount | Waiver Condition |
|---|---|---|
| Joining Fee | ₹499 / Nil | Spend ₹50,000 in retail transactions in a year |
| Annual Fee | ₹499 / Nil | Spend ₹50,000 in retail transactions in a year |
Rewards
Kotak League Platinum Credit Card Reward Points
You earn reward points per Rs. 150 spent. The rate depends on your annual spend and the category.
| Annual Spends | Special Categories | Other Categories |
|---|---|---|
| Up to Rs. 2 Lakhs | 8 pts | 4 pts |
| Rs. 2 Lakhs & above | 8 pts | 8 pts |
Special Categories: Travel Agencies & Tour Operators | Package Tour Operators | Airlines and Air Carriers | Electric Sales | Durable Goods | Departmental Stores
Note: Annual spends are calculated from your card anniversary date, not the calendar year.
Changes from 1st June 2025:
- › Utility: Points earned only on utility spends up to ₹35,000 per statement cycle.
- › No points on: Wallet loads, online skill-based gaming, insurance, government payments, rent, education, and fuel.
Welcome Benefit
Kotak League Platinum Credit Card Joining Gift
Welcome Gift
Reward Points Worth Rs. 500 on Joining
₹500 on joining
- Reward points worth Rs. 500 are credited once the joining fee is paid and processed.
- Only for the joining fee variant of the Kotak League card — not for the nil fee variant.
Customer Service
Kotak League Platinum Credit Card League Priority Attend
Kotak calls you back — no waiting on hold
Send an SMS and Kotak calls back within 30 minutes. You can also request a cheque pickup through this service at no charge. Register your mobile number with Kotak once, then use this anytime.
SMS
KASSIST to 5676788 — callback within 30 minutes
Fuel Benefit
Kotak League Platinum Credit Card Fuel Surcharge Waiver
Fuel Saving
1% Fuel Surcharge Waiver
₹3,500 max per year
- 1% waiver on fuel transactions between ₹500 and ₹4,000.
- Maximum saving is ₹3,500 in a card anniversary year.
- No reward points earned on fuel purchases.
Applicable from 1st June 2025
Railway Benefit
Kotak League Platinum Credit Card Railway Surcharge Waiver
Railway Saving
Railway Surcharge Waiver on IRCTC & Booking Counters
₹500 max per year
- Waiver on transactions at irctc.co.in and Indian Railways booking counters.
- Maximum saving is Rs. 500 per calendar year.
- No reward points earned on railway transactions.
Add-on Card
Kotak League Platinum Credit Card Add-on Card
Benefits on Add-on Cards
- Add-on cardholders get all the same features as the primary cardholder.
- Add-on cards are free — no joining or annual fee.
Spend Control & Tracking
- You can set a spend limit on each Add-on Card separately.
- Spends for each Add-on Card are tracked individually on your statement.
Milestone Benefit
Kotak League Platinum Credit Card Milestone Feature
Spend Rs. 1,25,000 in any 6-month period and pick one of two options below.
Option 1 — 4 Free PVR Tickets
Max 8 tickets per year (both 6-month periods)
- A Star Pass Code is issued — use it to book PVR tickets at pvrcinemas.com.
- Tickets are valid for any day, any show, and can be transferred to someone else.
- If the ticket costs more than Rs. 400, you pay the difference plus booking fees.
- Redeem within 3 months after the 6-month program period ends.
- Tickets can only be redeemed online at pvrcinemas.com, not at the box office.
- Not available in cities without a PVR cinema.
Option 2 — 10,000 Reward Points
Credited in the next billing cycle
- Points are added in the next billing cycle after the milestone period ends.
- Use points for air tickets, movie tickets, mobile recharge, or branded products.
- Claim within 3 months after the 6-month program period ends.
Milestone period note: Only transactions settled within the 6-month period count. If the period runs 1st Jan to 30th June, only transactions settled by 30th June are included. Transactions settled after that go into the next 6-month period.
Who Can Apply
Kotak League Platinum Credit Card Eligibility Criteria
Age & Residency
- Primary cardholder: 21 to 60 years of age.
- Add-on cardholder: 18 years and above.
- Must be a resident of India.
Income & Location
- Annual income of Rs. 5 lakhs or more.
- Card available in 10 cities only: Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi (Gurgaon and Noida included), Hyderabad, Kolkata, Mumbai, Navi Mumbai, and Pune.
Is This Card Right For You?
Who Should Get This Card?
✓ Good fit if you
- Book travel, flights, or shop at departmental stores often
- Can spend Rs. 1,25,000 every 6 months for the PVR ticket benefit
- Want the annual fee waived at a low Rs. 50,000 yearly spend
- Book IRCTC tickets regularly and want surcharge savings
- Want free add-on cards for family members
✗ Not the right card if you
- Live outside the 10 cities where this card is available
- Spend heavily on fuel, insurance, wallet loads, or rent — no points on these from June 2025
- Want rewards on Amazon, Swiggy, or other online platforms
- Need airport lounge access
- Earn below Rs. 5 lakhs per year
Our Verdict
RupayCreditCards.in Review
8 points per Rs. 150 on travel and departmental stores is a strong earn rate for a card with an annual fee of Rs. 499. If you book flights or shop at departmental stores regularly, this card earns well on those purchases.
The PVR ticket benefit is useful if your spending fits the milestone. Rs. 1,25,000 in 6 months is about Rs. 21,000 per month. If you spend that much, 4 free movie tickets every 6 months is a real saving. You can also take 10,000 reward points instead.
Rs. 50,000 spend for fee waiver is low compared to most cards. Most cards need Rs. 1 lakh or more. This one only needs Rs. 50,000 in retail spends, which makes the card effectively free for most regular users.
The June 2025 reward changes reduce everyday value. No points on fuel, insurance, rent, wallet loads, gaming, or education. If you relied on any of these categories, the card earns less now than it did before.
Only available in 10 cities — this is a hard limit. If you are outside these cities, you cannot apply at all. Check the eligibility section before spending time on the application.
Our take: A decent card for people in the eligible cities who spend on travel, airlines, or departmental stores. The low fee waiver threshold and PVR milestone are practical benefits. After the June 2025 changes, it is not a strong everyday card if your spending is spread across categories like fuel, insurance, or utilities.
FAQs
Kotak League Platinum Credit Card Faqs
The League Platinum card gives you reward points on travel, airlines, and departmental stores, plus free PVR movie tickets on milestone spend. It also includes Priority Attend — where Kotak calls you back within 30 minutes instead of you waiting on hold.
This card is made for people with an annual income of Rs. 5 lakhs or more who spend on travel, lifestyle, and departmental stores. It is available in 10 cities only.
It is a VISA Platinum credit card issued by Kotak Mahindra Bank.
Yes. The card works internationally at any Visa Platinum accepting outlet. Keep in mind there is a 4% international mark-up fee on all overseas transactions.
Yes. You get up to 48 days interest-free on retail purchases. This does not apply to cash withdrawals — interest on cash starts from the day you withdraw.
No. Interest on cash withdrawals starts from the date of withdrawal. There is no interest-free window for cash.
The interest rate is 4% per month.
A 4% mark-up is charged on every international transaction — both retail purchases and cash withdrawals done abroad.
If your total spending exceeds 100% of your credit limit, a flat Rs. 500 over-limit fee is charged for each billing cycle you stay over the limit.
Yes. Add-on cards are free for Kotak League Platinum cardholders. Add-on cardholders get all the same features as the primary cardholder.
Priority Attend means you send an SMS instead of calling and waiting. SMS "KASSIST" to 5676788 and Kotak will call you back within 30 minutes. You can also request a cheque pickup at no charge. Register your mobile number with Kotak once to use this service.
Call Kotak Customer Care on 1800 4100. It is available 24x7.
From 1st June 2025, the 1% fuel surcharge waiver applies on transactions between Rs. 500 and Rs. 4,000. The maximum you can save on fuel surcharge is Rs. 3,500 in a card anniversary year.
The railway surcharge waiver applies on bookings at irctc.co.in and at Indian Railways booking counters. Maximum saving is Rs. 500 per calendar year. No reward points are earned on railway transactions. If you cancel a ticket, the surcharge is automatically reversed.
Apply for the Kotak League Platinum Card
You can apply online in a few minutes. Approval depends on Kotak's eligibility check and is available only in the 10 listed cities.
Apply for Kotak League Platinum Credit Card →We are not affiliated with Kotak Mahindra Bank and do not process applications.