Tata Neu Plus SBI Card VS Tata Neu Infinity SBI Card
Both cards are co-branded with the Tata Neu platform and issued by SBI Card. They share a set of core benefits — 5X rewards on dining, grocery and departmental spends, 2 BookMyShow movie tickets per month, Priority Pass lounge access and up to 50,000 bonus reward points per year. This comparison covers every feature so you can decide which one works better for how you spend.
Tata Neu Plus vs Tata Neu Infinity SBI Card — Full Feature Comparison
Every feature from both cards compared side by side. *Savings calculated assuming ₹5 lakh annual spend with 40% on 5X categories.
| Feature | Tata Neu Plus SBI Card | Tata Neu Infinity SBI Card |
|---|---|---|
| Annual Fee | ₹499 + taxes | ₹1,499 + taxes |
| Annual Savings* | ₹33,000 | ₹33,000 |
| Welcome Gift | ✓ ₹5,000 worth of benefits | ✓ ₹5,000 worth of benefits |
| 5X Reward Categories | ✓ Dining, Grocery, Departmental Stores | ✓ Dining, Grocery, Departmental Stores |
| Base Reward Rate | ✓ 2 Reward Points per ₹100 | ✓ 2 Reward Points per ₹100 |
| Reward Point Value | ✓ 4 Reward Points = ₹1 | ✓ 4 Reward Points = ₹1 |
| Bonus Reward Points / Year | ✓ Up to 50,000 | ✓ Up to 50,000 |
| Movie Tickets | ✓ 2 BookMyShow tickets/month (₹250 each) | ✓ 2 BookMyShow tickets/month (₹250 each) |
| Fuel Surcharge Waiver | ✓ Up to ₹250/month | ✓ Up to ₹250/month |
| Lounge Access | ✓ Priority Pass membership | ✓ Priority Pass membership |
| Concierge Service | ✓ Yes | ✓ Yes |
| Rewards Catalogue | ✓ Travel, Holidays, Superstore Vouchers | ✓ Travel, Holidays, Superstore Vouchers |
| Card Network | ✓ SBI Card | ✓ SBI Card |
*₹33,000 annual savings figure is based on ₹5 lakh annual spend with 40% of spends in 5X categories. Actual savings will vary based on individual spending patterns. Verify current terms on SBI Card's official website before applying.
Tata Neu Plus SBI Card VS Tata Neu Infinity SBI Card Reward Benefits
The reward rate is the only real difference between these two cards. Infinity earns 5% on Tata Neu spends, Plus earns 2%. On all other purchases, Infinity earns 1.5% and Plus earns 1%. Everything else is the same.
NeuCoins are credited to the cardholder’s NeuPass account and can be redeemed across Tata Neu partner platforms. The MID (Merchant ID) list determines which transactions qualify for each reward tier and is updated monthly by SBI Card.
Tata Neu Plus SBI Card VS Tata Neu Infinity SBI Card Fees & Charges
Plus costs ₹499/year. Infinity costs ₹1,499/year. Add-on card fee is nil on both. Renewal fee is the same as the joining fee each year.
Tata Neu Plus vs Tata Neu Infinity SBI Card — Which One Should You Get?
Get the Plus card if your Tata Neu spending is low or moderate. Get the Infinity card only if you spend regularly on BigBasket, Croma, Air India Express or other Tata Neu partner platforms.
- You shop on Tata Neu occasionally, not every week
- You watch 2 movies a month via BookMyShow
- You want the lowest possible annual fee on a Tata co-branded card
- You spend mostly outside Tata Neu platforms
- You want Priority Pass lounge access at a low cost
- You order groceries from BigBasket regularly
- You buy electronics from Croma or book flights on Air India Express
- Your monthly Tata Neu spend is ₹10,000 or more
- The 5% NeuCoins rate generates more than ₹1,000 per month for you
- You want maximum NeuCoins from a Tata SBI card
Are Tata Neu Plus and Tata Neu Infinity SBI Card Fees Worth Paying?
Yes, for the Plus card. Conditionally yes for the Infinity card.
- Tata Neu Plus at ₹499: Two BookMyShow tickets per month worth ₹250 each give you ₹6,000 per year — that is 12x the annual fee from movies alone. The Plus card pays for itself in the first month.
- Tata Neu Infinity at ₹1,499: You need to earn enough NeuCoins to justify the extra ₹1,000 over the Plus card. At 5% on Tata Neu spends, you need ₹20,000 per month on Tata platforms just to match the fee difference.
- When neither fee makes sense: If you do not use Tata Neu and do not watch movies regularly, a free cashback card gives you more value without any annual cost.
How to Get Maximum Value from Tata Neu Plus and Tata Neu Infinity SBI Cards
Use both tickets every month and route your Tata Neu spends through the card. That covers the fee and earns NeuCoins on top.
- Claim both BookMyShow tickets every month — ₹250 x 2 x 12 = ₹6,000 per year. Missing a month costs you ₹500 in unused benefit.
- Use the card for all Tata Neu purchases — BigBasket grocery orders, Croma electronics, Air India Express tickets and Westside shopping all earn NeuCoins at the platform rate.
- Use the RuPay Infinity variant for UPI payments — the Infinity card earns 1.5% NeuCoins on UPI transactions on the RuPay variant. Plus gives 1% on other spends but check if UPI is included.
- Fill up at petrol pumps using this card — the 1% surcharge waiver caps at ₹250 per month. Regular drivers save ₹3,000 per year without doing anything extra.
- Use Priority Pass every time you fly — each lounge visit reduces the effective per-visit cost of the annual fee. Frequent flyers extract significant value here.
- Redeem NeuCoins through the Rewards Catalogue — holiday packages and travel bookings typically give better per-coin value than statement credit.
Tata Neu Plus vs Tata Neu Infinity SBI Card — Final Verdict
Get the Plus card if you are not a heavy Tata Neu user. Get the Infinity card only if Tata Neu is your primary shopping platform.
For most people, the Tata Neu Plus at ₹499 is the right pick. The two BookMyShow tickets alone cover the fee 12 times over. Add the Priority Pass lounge access and fuel waiver, and the Plus card gives strong value at a very low annual cost.
The Tata Neu Infinity at ₹1,499 only makes sense if your monthly Tata Neu spend is high enough for the extra 3% NeuCoins to cover the ₹1,000 fee gap. At ₹20,000 per month on Tata Neu platforms, the Infinity card breaks even with the Plus card on reward value. Above that, Infinity pulls ahead. Below that, Plus wins every time.
Frequently Asked Questions — Tata Neu Plus vs Tata Neu Infinity SBI Card
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